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Terms of Service

PRESTIGE IT SOLUTIONS INC. · Last updated October 8, 2026

These Terms of Service ("Terms") are an agreement between you and PRESTIGE IT SOLUTIONS INC. ("we", "us") about your use of the TIGOM app and related services (the "Service"). By creating an account or using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Who can use TIGOM

You must be at least 18 years old, or the age of majority where you live, to create an account. If you use TIGOM for a business, you confirm that you are allowed to act for that business.

2. Your account

  • You sign in with your email address and a one-time code. Keep access to your email secure, because anyone who can read it can sign in as you.
  • Give accurate information and keep it up to date.
  • You are responsible for activity in your account. Tell us right away at hello@prestigeitsolutions.tech if you think someone else has accessed it.

3. Groups and shared information

  • TIGOM lets you create groups (for example Business, Family, Barkada, or Paluwagan) and invite other people.
  • Everyone in a group can see that group's balances and entries. Admins and Members can add and change entries. Viewers can only look.
  • Only invite people you trust, and only share information you have the right to share. The group owner and admins decide who joins and what role they have.
  • Your Personal space is private to you and cannot be shared.

4. Your information and content

  • You own the information you enter, such as transactions, budgets, and notes.
  • You give us permission to store, process, and display that information only to run the Service for you and the people you share groups with.
  • How we handle personal information is explained in our Privacy Policy.

5. Not financial, tax, or legal advice

TIGOM is a tool for recording and organising money. Totals, summaries, and suggestions are based only on what you enter and may contain mistakes. They are not financial, accounting, tax, investment, or legal advice. Check important figures yourself and talk to a qualified professional before making decisions.

6. Acceptable use

Do not use the Service to:

  • break any law, including laws on fraud, money laundering, or data privacy;
  • record or share someone else's personal information without their permission;
  • try to access accounts or groups that are not yours, or disrupt or overload the Service;
  • copy, resell, or reverse-engineer the Service, except where the law allows it.

We may suspend or close accounts that break these rules.

7. Availability and changes

We work to keep the Service available and your information safe, but we cannot promise it will always be uninterrupted or error-free. We may improve, change, or stop features. If we make a change that significantly affects you, we will try to tell you in advance.

8. Fees

The Service is currently free. If we introduce paid features, we will show the price clearly before you are charged, and purchases made through the App Store or Google Play follow their payment terms.

9. Ending your account

You can delete your account at any time in Profile > Delete account. Deleting your account permanently removes your Personal space and every group you own, including their entries, for all members. You will be removed from groups other people own. We may also suspend or close an account that breaks these Terms.

10. Disclaimers and limits of liability

To the extent the law allows, the Service is provided "as is", and we are not liable for indirect or consequential losses, or for losses caused by information you entered, decisions you made using the Service, or other members of your groups. Nothing in these Terms limits rights you have under consumer protection laws that cannot be waived.

11. Governing law

These Terms are governed by the laws of the Republic of the Philippines, without regard to conflict-of-law rules. Any dispute will be handled by the proper courts of the Philippines, unless the law where you live gives you the right to bring it elsewhere.

12. Changes to these Terms

We may update these Terms. When we do, we will change the date above and, for significant changes, tell you in the app. If you keep using the Service after the change takes effect, you accept the updated Terms.

13. Contact us

Questions about these Terms: hello@prestigeitsolutions.tech

PRESTIGE IT SOLUTIONS INC. General Santos City, Philippines SEC Registration No. 2026050248657-05 https://prestigeitsolutions.tech