Personal
Your own salary, spending, and savings goals. Private to you, always.
Manage karun.
Enjoy ugma.
Karun is now, ugma is tomorrow. TIGOM keeps your own money, your business, and the money you share with family and friends in one calm place, so today’s small habits add up to tomorrow’s plans.
Free on iPhone and Android · See how it works
Most money apps assume one person and one wallet. Real life is your salary, the business, the family grocery fund, the barkada trip, and the office paluwagan. TIGOM gives each one its own space and lets the right people in.
Features
Clear numbers. Plain words.
No accounting jargon. TIGOM talks about money in, money out, and who owes what, the way you already do.
Home
Know where you stand, in every space.
Switch between your own money and each group in one tap. Every space shows its balance, this month’s money in and out, and what’s due next.
- Money in and out this month, compared with last month
- Bills, loans, and team pay that are due soon
- One tap to switch groups or start a new one
Add entry
Record money in seconds.
Pick what happened in plain words, tap the amount, done. Each type explains itself, so nothing ends up in the wrong place.
- Types like Sale, Expense, Borrowed, and Paid back
- Quick amounts and a built-in number pad
- A clear Money in or Money out tag on every entry
History
Every peso, easy to find.
Entries are grouped by month, with who, what, and when on every line. Search a name or filter to money in or out.
- Grouped by month, newest first
- Search by person, store, or item
- Tap any entry to see its details
Groups
One app. Every kind of money.
Switch between your own money and every group you’re part of. Each group keeps its own balance, entries, and people, so the family budget never mixes with the business.
Business
Sales, expenses, supplier bills, loans with the owner, and team pay.
Family
A shared home budget for groceries, bills, rent, and savings.
Barkada
Shared costs for trips and events, and who paid for what.
Paluwagan
Everyone chips in each round, and one member takes the pot.
For business
Built for how small businesses really run.
Owners borrow from the business, lend to it, pay suppliers later, and share sales with the team. TIGOM tracks each one honestly, and shows the cash you’ll have in 30 days.
- Loans both ways: what you owe the business, and what it owes you
- Supplier bills with due dates, kept apart from cash until paid
- Team pay as a salary or a share of sales that always adds up to 100%
Members & invites
Invite the right people, with the right access.
Invite by email and choose what each person can do. Change a role or remove someone any time. Your Personal space can’t be shared.
- Admin
- Can add entries, invite people, and change settings.
- Member
- Can add and edit entries.
- Viewer
- Can see balances and entries, but not change them.
Privacy & security
Your money stays yours.
No ads. No selling your data.
We make an app, not an audience. Your records are never used for advertising.
Only your group sees your group.
Access is checked by the database on every request, by group and by role.
Sign in without passwords.
A 6-digit code sent to your email. Nothing to reuse, nothing to leak.
Delete everything, any time.
Delete your account in the app and your data goes with it.
Questions
Good to know
Which phones does TIGOM work on?
iPhone and Android. Download TIGOM free from the App Store or Google Play, then sign in with your email.
Is TIGOM free?
Yes, it’s free today. If we ever add paid features, the price will be shown clearly before you’re charged.
Does TIGOM connect to my bank?
No. You add entries yourself, in seconds, and we never ask for your bank or e-wallet login.
Who can see my money?
Your Personal space is visible only to you. In a shared group, only the people you invite can see it, and each person’s role decides whether they can change anything.
Can I delete my data?
Any time, from Profile > Delete account in the app. You can also follow the steps on our account deletion page.
Start small today. Thank yourself tomorrow.
Download TIGOM free on iPhone and Android. Your Personal space is ready the moment you sign in.
Questions? Contact support